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Solveras Payment Systems Acquires Smart Payment Solutions:

(11/07) - Solveras Payment Systems, a leading provider of electronic payment solutions for businesses, announced today it has acquired the assets of Smart Payment Solutions, LLC (SPS), an Arlington, VA-based full service payments provider specializing in ACH processing and check recovery products. Matt Whitaker, Smart Payment Solutions' founder and president, will become a vice president of Solveras.

Smart Payment Solutions Integrates ACH Product into Orgamation Software:

Daycare Centers and Private Schools Able to Streamline and Automate Payments (6/07) - Smart Payment Solutions (SPS), a payment processing company, has partnered with Orgamation, a company that provides management solutions for daycare centers, private schools and agencies. The partnership integrates ACH payments into Orgamation's software to provide automated electronic payments to Orgamation's clients.

Smart Payment Solutions Teams with iPro Invoice

ACH Processing Integrated into Merchant Electronic Invoicing Solutions Software (2/07) - Smart Payment Solutions (SPS), a payment processing company, recently partnered with iPro Invoice to provide the latter with back-end ACH processing services. iPro Invoice provides merchants with electronic invoicing solutions software.

Smart Payment Solutions Selected by Parish Data as a Recommended Vendor

(4/07) - Smart Payment Solutions (SPS), a payment processing company, has been selected by Parish Data System (PDS), a church software firm, as a recommended vendor for its clients. The company will provide electronic payments processing to parishes, schools and other Diocesan groups. When an organization engages PDS' services, it can click on a drop-down menu of preferred payment processors including Smart Payment Solutions.

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FOR IMMEDIATE RELEASE

Media Contact: Emilio Ruocco
800 Crescent Centre Drive, Suite 400
Franklin, TN 37067
Phone: 615-771-4321
Fax: 615-771-4322
Web: www.solveras.com
Voice: 615-771-9350

SOLVERAS PAYMENT SYSTEMS ACQUIRES SMART PAYMENT SOLUTIONS

FRANKLIN, TN (November 05, 2007) - Solveras Payment Systems, a leading provider of electronic payment solutions for businesses, announced today it has acquired the assets of Smart Payment Solutions, LLC (SPS), an Arlington, VA-based full service payments provider specializing in ACH processing and check recovery products. Matt Whitaker, Smart Payment Solutions' founder and president, will become a vice president of Solveras. Financial terms of the transaction were not disclosed.

"The complementary nature of Smart Payment Solutions' business with Solveras, coupled with our similar consultative approaches to customer relationships, made this combination extremely compelling," said Solveras President John Cramp. "It will accelerate Solveras' already tremendous growth by allowing us to offer even more comprehensive best-in-class payment products and services. Our capabilities will benefit our existing valued customers and facilitate strategic expansion into new market segments," added Cramp. "We are also pleased to be obtaining a physical presence in the Washington, DC area, which will help us better serve our Association partners," Cramp concluded.

"I am excited Smart Payment Solutions' successful business is now a core component of Solveras' complete payment service offerings," said Matt Whitaker. "We will enhance our customers' ability to receive and make payments electronically, securely, quickly and easily - the bottom line benefits Solveras and SPS have always been committed to providing," Whitaker noted.

About Solveras
Based in Franklin, Tennessee just outside of Nashville, Solveras, Inc. provides complete electronic payment services to businesses and trade and professional associations throughout the United States. Products and services include payment equipment, software and processing support for VISA®, MasterCard®, American Express®, and Discover® credit card transactions, debit card processing, Internet-based virtual terminal systems, electronic check services, and electronic gift cards. Founded in 2000, Solveras is an independent sales and marketing organization for National Processing Company, representing First National Bank of Omaha.

About Smart Payment Solutions
Smart Payment Solutions is a payment processing company that helps organizations of all sizes grow and prosper. Specializing in ACH payments and led by an Accredited ACH Professional, the company has enabled hundreds of clients to automate recurring payments, collect payments and donations via Web or phone, and convert paper checks into electronic transactions. The company also offers check verification and returned check processing services, enabling retailers to accept checks at the counter safely and securely. Through partnerships, the company offers a variety of other payment services, including credit card merchant accounts. Smart Payment Solutions enables its customers to focus on their core businesses and spend less time and money processing payments. Customers include churches, Web retailers, private schools, martial arts clubs, dance studios, daycare centers, retailers, and other organizations.

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FOR IMMEDIATE RELEASE

Contact: Matt Whitaker
President, Smart Payment Solutions, LLC
Voice: (703) 516-4282 X201
Fax: (703) 852-7040
Email: mwhitaker@smartpaymentsolutions.com
Web site: www.smartpaymentsolutions.com

SMART PAYMENT SOLUTIONS INTEGRATES ACH PRODUCT INTO ORGAMATION SOFTWARE
Daycare Centers and Private Schools Able to Streamline and Automate Payments

ARLINGTON, VA (June 01, 2007) - Smart Payment Solutions (SPS), a payment processing company, has partnered with Orgamation, a company that provides management solutions for daycare centers, private schools and agencies. The partnership integrates ACH payments into Orgamation's software to provide automated electronic payments to Orgamation's clients.

"We are excited to be able to help Orgamation's client save time and money by automating their recurring payments," said Matt Whitaker, president, Smart Payment Solutions, LLC. The daycare centers and private schools that use Orgamation's tools will reduce their administrative burden and improve their cash flow, all while providing an additional convenience for their clients. We are thrilled to help Orgamation add more value to their excellent products."

"Our clients had been asking us for help taking payments, and Smart Payment Solutions has made it easy for us to do so," said Umesh Bhargava, CEO of Orgamation. "We look forward to seeing many of our clients benefit from this service."

Fifteen years ago, Orgamation Technologies' founders combined their expertise teaching young children and developing software for operations control, eventually forming the company in 1996. Today, it delivers management solutions to daycare centers, private schools and agencies.

SPS offers ACH processing, Returned Check processing, credit card merchant accounts, and check conversion. Clients include corporations and non-profit organizations that benefit from increased profits; reduced bank fees; improved donation rates; convenience for customers, suppliers and employees; expanded customer base including non-credit card purchasers; heightened collection rates on non-sufficient funds checks; and greater cash and working capital management through ACH transaction use.

About Smart Payment Solutions, LCC
Smart Payment Solutions is a payment processing company that helps non-profit organizations and corporations enhance productivity, increase contributions and electronically process payments efficiently and securely. Headquartered in Arlington, Virginia, with operations in Greenwood, Indiana, Smart Payment Solutions was founded in 2002. By employing a highly consultative approach, the company creates customized solutions that meet clients' unique needs. Services include ACH payment processing, check verification, Returned Check Processing, automated recurring payments, collection of donations and payments, and conversion of paper checks into electronic transactions-all performed safely and securely. For more information visit www.smartpaymentsolutions.com or call Matt Whitaker at 703.516.4282.

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FOR IMMEDIATE RELEASE

Matt Whitaker
Voice: (703) 516.4282
Email: mwhitaker@smartps.com

SMART PAYMENT SOLUTIONS TEAMS WITH iPRO INVOICE
ACH Processing Integrated into Merchant Electronic Invoicing Solutions Software

ARLINGTON, VA (February 01, 2007) - Smart Payment Solutions (SPS), a payment processing company, recently partnered with iPro Invoice to provide the latter with back-end ACH processing services. iPro Invoice provides merchants with electronic invoicing solutions software.

"This partnership gives merchants' customers the ability to pay their electronic invoices by securely entering their checking account information," said David Stanaland, CEO, iPro Invoice. "ACH payments are convenient and more cost-effective for merchants than other payment choices." added Matt Whitaker, president, Smart Payment Solutions, LLC. "We are thrilled to be a part of iPro Invoice's groundbreaking solution."

Additionally, iPro Invoice has enhanced its product with several new features including: 1) the ability to export all customer data into various formats like bulk email, customer correspondence and newsletters; 2) improved recurring invoicing and payment functions; and 3) enhanced email delivery, able to bypass spam filters that occasionally capture legitimate email.

SPS is a full service payments provider specializing in ACH processing, Returned Check processing, and check conversion; The company's consultative approach ensures that organizations receive and utilize the right blend of payment processing services to suit their customers or donors.

About Smart Payment Solutions, LLC
Smart Payment Solutions is a payment processing company that helps non-profit organizations and corporations enhance productivity, increase contributions and electronically process payments efficiently and securely. Headquartered in Arlington, Virginia, with an operating center in Indiana, Smart Payment Solutions was founded in 2002. By employing a highly consultative approach, the company is able to create customized solutions that meet clients' unique needs. Services include ACH payment processing, check verification, Returned Check Processing, automated recurring payments, collection of donations and payments, and conversion of paper checks into electronic transactions-all performed safely and securely. For more information, visit www.smartpaymentsolutions.com.

About iPro Invoice
Headquartered in Clark, New Jersey, iPro provides businesses with the ability to generate digital invoices and accept payment over the Internet. It is a business tool that is designed to help improve cash flow by minimizing the time required to manage accounts receivable and speed invoice payment through online credit card payment. For more information, please visit www.iproinvoice.com.

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FOR IMMEDIATE RELEASE

Media Contact: Julie Johnson
P.O. Box 285
Leesburg, VA 20178-0285
Voice: (703) 443-0243
Email: jjohnson@juliewrites.com

SMART PAYMENT SOLUTIONS SELECTED BY PARISH DATA SYSTEMS AS A RECOMMENDED VENDOR

ARLINGTON, VA (April, 2007) - Smart Payment Solutions (SPS), a payment processing company, has been selected by Parish Data System (PDS), a church software firm, as a recommended vendor for its clients. The company will provide electronic payments processing to parishes, schools and other Diocesan groups. When an organization engages PDS' services, it can click on a drop-down menu of preferred payment processors including Smart Payment Solutions.

Electronic payment processing can help churches increase donations by as much as 30%. Moreover, it reduces administrative hours spent processing checks manually as well as the associated bank fees. Consistent cash flow is another direct benefit of processing payments electronically. For the giver, it offers convenience. Checks no longer need to be written and the donor does not have to be physically present in order to give.

"We are honored to be a recommended provider of payment solutions for PDS," said Matt Whitaker, president, Smart Payment Solutions, LLC. "More and more churches are seeing the benefits of electronic giving. We take pride in making it easy for our clients. By using PDS and submitting files through our own online ACH terminal, our church clients have the most streamlined solution possible to enhance their productivity and increase their donations."

As a full service payments provider specializing in ACH processing, Returned Check processing, and check conversion, SPS employs a consultative approach to ensure that organizations receive and utilize the right blend of payment processing services to suit their customers or donors.

Founded in 1978 by Father Mike Boyle, PDS is a division of ACS Technologies. The majority of U.S. parishes rely on PDS products and service to more effectively manage their information.

About Smart Payment Solutions, LLC
Smart Payment Solutions is a payment processing company that helps non-profit organizations and corporations enhance productivity, increase contributions and electronically process payments efficiently and securely. Headquartered in Arlington, Virginia, with an operating center in Indiana, Smart Payment Solutions was founded in 2002. By employing a highly consultative approach, the company is able to create customized solutions that meet clients' unique needs. Services include ACH payment processing, check verification, Returned Check Processing, automated recurring payments, collection of donations and payments, and conversion of paper checks into electronic transactions-all performed safely and securely. For more information, visit www.smartpaymentsolutions.com.

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